Al-Ahly Tamayoz Money Market Fund

Al Ahly Tamayoz Fund is an open-ended money market fund with daily returns and periodic distributions. The fund is managed by Al Ahly Financial Investments Management Company (AFIM) and was established in partnership with the Private Insurance Fund for Employees of Arab Contractors.

The fund focuses on investing in a diversified portfolio of low-risk financial instruments, helping to balance safety, returns, and liquidity. According to the fund prospectus, it may invest up to 100% of its net assets in Egyptian Treasury Bills, up to 80% in deposits and current accounts held with banks supervised by the Central Bank of Egypt, up to 49% in government and corporate bonds combined, and up to 60% in other money market funds, provided that exposure to any single fund does not exceed 20% of net assets. In addition, repurchase agreements (Repos) may not exceed 40% of the fund's net assets.

Tamayoz Fund provides investors with monthly cash distributions rather than relying solely on the appreciation of the fund's unit price. These distributions can be used as a source of regular income or reinvested, making the fund suitable for both individuals and businesses seeking consistent cash flow while maintaining a high level of liquidity.

The fund's strategy is also based on active liquidity management and benefiting from changes in interest rates through investments in short-term instruments that allow continuous repricing of the portfolio. This approach enables the fund to respond more quickly to changes in the interest rate environment compared with some traditional longer-term instruments, supporting its ability to generate competitive returns while maintaining a relatively low level of risk.

Description as published on the distribution platform.