NBE Hayah

Ahly Hayah Balanced Fund is an open-ended mutual fund .. established in 2021 through a joint initiative between the National Bank of Egypt and Misr Life Insurance Company. The fund stands out with a unique feature that combines capital market investment with life insurance coverage for unitholders simultaneously, making it a comprehensive choice for those seeking wealth building alongside life insurance protection.

The fund targets medium to long-term capital growth through a diversified portfolio combining Egyptian Exchange-listed equities, fixed income instruments, and money market tools. Accordingly, the risk level is classified as moderate as a result of this balanced allocation.

The equity allocation ranges between a minimum of 30% and a maximum of 70% of the fund's net assets, while debt and fixed income instruments range between a minimum of 30% and a maximum of 70%.

Ahly Hayah Fund provides a life insurance benefit for unitholders of up to EGP 250,000 for individuals, provided that 90 days have passed since the subscription or purchase date prior to the fund's actual activity commencement. The insured must be between 18 and 65 years of age. In the event of death, the legal heirs are entitled to the market value of the units in addition to the insurance amount calculated by Misr Life Insurance Company, which in turn issues the death statement and disburses the due amount upon completion of the required documentation.

Description as published on the distribution platform.