CIB Takamol

The core concept of the Takamol Balanced Fund by the Commercial International Bank (CIB) is centered on managing the balance between return and risk by combining fixed income instruments and equities within a single portfolio, with asset allocation guided by a flexible investment policy.

The fund is allowed to invest between 30% and 70% in equities, with a corresponding allocation range in fixed income and money market instruments. This provides the fund manager with significant flexibility to adjust positioning according to market conditions. During periods of heightened risk, the allocation can shift toward more defensive assets, while in bullish environments, equity exposure can be increased to capture growth opportunities.

Diversification extends beyond this structure, as the fund may also invest up to 20% in other mutual funds, alongside strict concentration limits such as a maximum of 15% per single stock and 30% per sector. This framework reflects a disciplined risk management approach that avoids excessive exposure to individual positions.

Description as published on the distribution platform.