Al Wefak Shariah Compliant Investment Fund

Al Wefak Islamic Fund aims to achieve cumulative capital growth by investing primarily in Shariah-compliant equities listed on the Egyptian market, alongside other Islamic financial instruments, while maintaining a well-balanced risk-return profile through careful and diversified asset allocation.

Unlike index-tracking funds, Al Wefak follows an active management approach based on selection and analysis. The investment manager evaluates market opportunities through economic research and sector analysis, rather than merely replicating market performance, while strictly adhering to Shariah guidelines.

The fund operates under a set of strict investment constraints designed to minimize risk and ensure effective diversification. Investment in a single security must not exceed 10% of net assets, exposure to a single issuer is capped at 20%, and total exposure to a related group must not exceed 30% of assets. The fund may also invest in other Shariah-compliant funds up to a maximum of 20% of total assets, while maintaining a minimum liquidity level of 5% to efficiently meet redemption requests. Collectively, these constraints make the fund relatively more conservative compared to pure equity funds, while maintaining a clear balance between growth and risk management.

The fund is designed for investors who seek exposure to equities within a strict Shariah-compliant framework, aim for long-term capital growth with controlled risk, and prefer professional portfolio management over individual investment decisions.

Description as published on the distribution platform.