Istsmar w Aman Fixed Income Fund

Istithmar & Aman Fixed Income Fund is an open-ended investment fund denominated in Egyptian pounds. It aims to achieve stable capital growth and generate periodic income through a diversified portfolio of low- to medium-risk fixed income instruments, including treasury bills, government bonds, corporate bonds, sukuk, and fixed income and money market funds.

According to the prospectus, the fund may invest up to 70% in government bonds and up to 90% in treasury bills, with a maximum of 40% allocated to corporate bonds (with a minimum credit rating of BBB-) and up to 50% in sukuk. In addition, the fund may hold up to 20% of its assets in cash or short-term deposits for liquidity purposes.

The fund’s strategy is based on achieving returns higher than traditional cash instruments by combining a low-risk base of government debt with higher-yielding instruments such as corporate bonds and sukuk, while actively managing duration and liquidity to maintain stability and meet redemption needs.

With this structure, the fund is suitable for conservative investors seeking efficient cash management in Egyptian pounds or a more effective alternative to bank deposits. It is not suitable for those targeting high capital growth or speculative returns. In essence, the fund represents an actively managed fixed income strategy that balances stability and yield without being a traditional money market fund or a high-growth vehicle.

Description as published on the distribution platform.